Fidelity and Surety Bonds

Fidelity & Surety Bonds

The board of directors of a credit union shall purchase a blanket fidelity bond as required by NCGS §54-109.44(2).  Every credit union shall maintain the minimum bond and insurance coverage as required by NCGS §54-109.11(5).

No forms of surety bond shall be used except as is approved by the Administrator as set forth in NCGS §54-109.11(5).

Per 04 NCAC 06C .0311, the approved bond forms shall be:

  • Credit Union Blanket Bond 500 Bond Series, plus faithful performance rider
  • Credit Union Blanket Bond, Standard Form No. 23 of Surety Association of America
  • Or an equivalent approved Bond Form, including a faithful performance rider on a current listing, including any subsequent amendments to the bond form.
    • Co/Action Specialty Insurance Group (formerly ProSight Specialty Insurance) FB 00 01 0213 (2/2013)
    • AmTrust North America (AmTrust) Fidelity - Form FB 992000 1117 (04/14/2025)