The North Carolina Credit Union Division is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the North Carolina Credit Union Division site and governs data collection and usage. By using the North Carolina Credit Union Division site, you consent to the data practices described in this statement.
Information Collected and Stored Automatically
When you visit our website to browse, read pages, submit forms, or download information, we automatically collect and store the following information:
- The Internet domain and IP address from which you access our site;
- The date and time you access our site;
- The pages you visit;
- If you linked to this website from another website, the address of that website.
- IP addresses, which are numbers automatically assigned to a computer when using the Internet;
- The type of browser and operating system used to access the site;
- The search terms used to get to the website, in addition to search terms used in the site’s search engine;
- The dates and times users access the site;
- The type of device used to access the site;
- How often users visit the site;
- The pages users visit within the site; and
- The links made to other websites through this site.
The North Carolina Credit Union Division uses this information to help make the site more useful to visitors, to learn about the number of visitors to the site and the types of technology visitors use.
The North Carolina Credit Union Division uses Google Analytics measurement software to collect the information listed above. The data is automatically sent to Google’s system and the system immediately aggregates the data. Neither North Carolina Credit Union Division nor Google ever have access to the specifics of your particular site visits. The staff can only see the aggregate data from all users for a particular time period.
The North Carolina Credit Union Division gathers this information to improve our website and has chosen to not share the aggregate data with Google. We may use the aggregated data to share with our partners and contractors to help improve visitor experiences.
For website security purposes and to ensure that this service remains available to all users, this computer system employs software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. Use of this site constitutes consent to such monitoring. Unauthorized attempts to upload information and/or change information on this website are strictly prohibited and subject to legal action to include the Computer Fraud and Abuse Act of 1986.
Government records in North Carolina generally are public in nature. The public policy of the State of North Carolina as established by the General Assembly is to "provide that, as a general rule, the public would have liberal access to public records."
The North Carolina Public Records Law states that public records "shall mean all documents, papers, letters, maps, books, photographs, films, sound recordings, magnetic or other tapes, electronic data-processing records, artifacts, or other documentary material, regardless of physical form or characteristics, made or received pursuant to law or ordinance in connection with the transaction of public business by any agency of North Carolina or its subdivisions." For information to be confidential, a specific provision must be made in the law.
If you e-mail us and include personal information, we may use that information in responding to your request. E-mail is not necessarily secure or confidential. Send only the information that is necessary for us to answer your question or process your request. The e-mail is subject to the North Carolina Public Records Law.
A persistent cookie is generally defined as a piece of data that is stored on the user's hard drive. We do not use persistent cookies on our website or in our web applications.
Temporary or session cookies are used on the North Carolina Credit Union Division web site. These cookies are stored in memory and are only available during an active browser session. Session cookies are also used by some of the applications deployed on our web site to temporarily save information entered by a user as long as the user's browser is open. These cookies do not collect personal information on users, and they are erased as soon as you close your web browser. No personally identifiable information about you is maintained as a result of a temporary or session cookie.
You can configure your web browser to accept or decline cookies, or to alert you when cookies are in use. You do not have to accept cookies from us, but if you choose not to, some of the functions on our site may not be available to you.
Interaction with Children Online
The State is committed to the protection of children’s online privacy. The Children’s Online Privacy Protection Act (COPPA) governs information gathered online from or about children under the age of 13. Verifiable consent from a child’s parent or guardian is required before collecting, using, or disclosing personal information from a child under age 13.
Links to Other Sites
The North Carolina Credit Union Division site provides links to other websites. The privacy policies described here do not necessarily apply to any external sites. Read the privacy policies of other sites you visit. Be informed. You are the person best qualified to protect your own privacy.
All information provided in this website is believed to be accurate and reliable; however, the North Carolina Credit Union Division and the state of North Carolina assume no responsibility for the use of this information.